Business Programs

To apply for Micro/Small Business Loan with the Chehalis Tribal Loan Fund (CTLF), applicants will typically need to provide the following:

• Completed Loan Application
• Identification (tribal ID, state ID, or driver’s license)
• Business Plan (including goals, operations, and financial projections)
• Market Research (evidence of demand, target customer details, competitor analysis, and industry trends)
• Financial Forecast (cash flow projections, revenue/expense estimates, and break-even analysis)
• Proof of Income (personal and/or business, such as pay stubs, tax returns, or profit & loss statements)
• Bank Statements (most recent two months, personal and/or business accounts)
• Business Licenses or Registrations (if applicable)
• Collateral Information (if required for the loan request)
• Additional Documents as requested by CTLF to support your application

At CTLF, we understand that not all business owners will have these materials ready. Our team can assist you in creating or building the required items, such as developing a business plan, conducting market research, preparing a financial forecast, or getting set up with the proper registrations.

At the Chehalis Tribal Loan Fund (CTLF), our Small Business and Micro Loans are designed to support community members in launching new ventures and strengthening existing businesses. Whether you’re covering startup costs, purchasing equipment, or bridging cash flow gaps, these loans provide a flexible and affordable option.

Maximum loan amount: $100,000.00

Fixed Rates: 7.50% – 11.75%

Terms: up to 7 years financing

Indianpreneurship is a program developed by ONABEN designed to support and empower Native American entrepreneurs and business owners. ONABEN provides training and technical assistance to Native American entrepreneurs regardless of tribal affiliation through a network of business service centers located on or near reservations in Oregon and Washington states.

What is Indianpreneurship?

Indianpreneurship is a comprehensive curriculum aimed at cultivating entrepreneurial skills and fostering business growth among Native American communities. The program offers a range of services and resources designed to help Native entrepreneurs turn their business ideas into successful ventures.

How It Benefits Native American Business Owners:

• Business Education and Training: The program offers workshops, seminars, and training sessions that cover essential business skills such as business planning, financial management, and marketing strategies.
• Mentorship and Coaching: Entrepreneurs benefit from one-on-one mentorship and coaching from experienced professionals who provide guidance, advice, and support tailored to the needs of Native American business owners.
• Resource Network: Indianpreneurship connects business owners with a network of resources, including industry-specific advice, networking opportunities, and community support, helping them navigate the challenges of entrepreneurship.
• Cultural Relevance: The program recognizes and integrates cultural values and traditions into business practices, ensuring that the support provided is respectful of and aligned with Native American heritage and practices.
• Long-Term Support: Beyond initial support, Indianpreneurship offers ongoing resources and assistance to help businesses sustain and expand over the long term.

In summary, Indianpreneurship by ONABEN is a vital resource for Native American entrepreneurs, offering them the tools, education, and support needed to build successful businesses and drive economic growth within their communities.