The Chehalis Tribal Loan Fund (CTLF) strives to make borrowing accessible for our community. While we do not require a minimum credit score or impose a maximum debt-to-income (DTI) ratio, applicants must provide the following:

• Completed Loan Application
• Identification (tribal ID, state ID, or driver’s license)
• Proof of Income (recent pay stubs, benefit statements, or other verifiable income sources)
• Bank Statements (most recent two months)
• Additional Documents as requested by CTLF to support the application

CTLF reviews each application individually to ensure fair and responsible lending while supporting the financial goals of our community members.

At the Chehalis Tribal Loan Fund (CTLF), our Personal Loans are designed to support community members in managing life’s everyday needs and expenses. Whether it’s covering emergency costs, making household purchases, or bridging financial gaps, our personal loans provide a flexible and affordable option.

Maximum loan amount: $5,000.00

Fixed Rates: 9.50% – 13.75%

Terms: up to 5 years financing

At the Chehalis Tribal Loan Fund (CTLF), our Debt Consolidation Loans are designed to help community members simplify their finances and reduce financial stress. Whether you’re managing credit card balances, medical bills, or other outstanding debts, our consolidation loans provide a way to combine multiple payments into one manageable loan.

Maximum loan amount: $10,000.00

Fixed Rates: 9.50% – 13.75%

Terms: up to 5 years financing

At the Chehalis Tribal Loan Fund (CTLF), our Auto Loans are designed to empower community members on their path to vehicle ownership. Whether you’re purchasing a new or used vehicle, our loans provide the financial support, flexibility, and confidence you need to drive forward.

Maximum loan amount: $15,000.00

Fixed Rates: 6.50% – 8.50%

Terms: up to 6 years financing

To qualify for the Empowered Auto Buyer Loan Program, participants must attend an Empowered Auto Buyer Class. This class equips you with the knowledge and tools to make informed decisions throughout the car-buying process.

At the Chehalis Tribal Loan Fund (CTLF), our Home Improvement Loans are designed to help community members enhance the comfort, functionality, and value of their homes. Whether you’re planning small upgrades or major renovations, these loans provide the financial support needed to bring your projects to life.

Maximum loan amount: $25,000.00

Fixed Rates: 7.50% – 10.75%

Terms: up to 7 years financing