Learning & Resource Center

Empowering You to Strengthen Your Financial Future

Our Credit Building Program is designed to support individuals on their path to greater financial health and empowerment. Whether you’re just starting out or working to improve your existing credit profile, we provide the knowledge, tools, and personalized guidance to help you build credit with confidence and purpose.

Program Highlights:

• Personalized Credit Coaching: Receive one-on-one support to understand your credit profile, set meaningful goals, and create a step-by-step action plan tailored to your financial journey.
• Credit Building Tools & Strategies: Learn proven to build and maintain a strong credit history. Topics include responsible credit use, building a healthy credit mix, and managing accounts to reflect positive credit behavior.
• Understanding Your Credit Report: Get support in reviewing your credit reports to understand what’s being reported, how it impacts your score, and how to monitor and maintain accuracy for long-term stability.
• Financial Wellness Education: Access workshops and resources that support overall financial wellbeing—including budgeting, debt reduction strategies, and goal setting to help you grow your financial confidence.
• Ongoing Support & Accountability: We stay connected with you throughout your credit building journey, offering continuous encouragement, education, and guidance to help you stay on track.

This program is more than just about building credit—it’s about empowering you with the skills and confidence to take control of your financial future. Whether you’re preparing to qualify for a loan, secure housing, or simply want to improve your financial standing, we’re here to help you succeed.

Empowering Entrepreneurs

Our Entrepreneurship & Business Development Program is designed to support individuals who are ready to turn their business ideas into reality—or take their existing ventures to the next level. Whether you’re just starting out or working to sustain and expand your business, we provide the tools, knowledge, and guidance to help you succeed.

Program Highlights:

• Business Planning & Strategy Support: Get assistance with writing or refining your business plan, setting clear goals, creating financial projections, and developing strategies that align with your vision and values.
• Access to Resources and Networks: Gain access to valuable resources, including industry-specific advice, networking opportunities, and community connections that can enhance your business prospects and facilitate growth.
• Workshops & Learning Opportunities: Participate in trainings focused on topics like business finance, bookkeeping, pricing your products, customer engagement, and digital marketing—delivered in a way that centers Native values and community impact.

Our goal is to empower aspiring business owners with the knowledge, resources, and support needed to turn their business ideas into thriving enterprises and contribute to the economic vitality of our community.

Empowering You to Make Informed, Confident Financial Decisions

CTLF’s One-on-One Financial Counseling and Coaching services are here to support you at every stage of your financial journey. Whether you’re building credit, planning for the future, or managing your day-to-day budget, our individualized sessions offer trusted guidance, practical tools, and support to help you succeed.

Program Highlights:

• Personalized Financial Counseling: Meet privately with a trusted financial coach to discuss your current financial situation, identify strengths and opportunities, and develop a realistic action plan that reflects your goals and values.
• Goal-Oriented Planning: Whether you’re saving for a large purchase, building emergency savings, creating a household budget, or working toward debt reduction, we’ll help you define clear, achievable goals and break them down into actionable steps.
• Strategic Financial Guidance: Receive coaching on topics like budgeting, credit building, responsible borrowing, and long-term financial planning. We help you develop habits and systems that lead to financial strength—not just quick fixes.
• Ongoing Check-ins & Support: Your financial journey doesn’t end after one session. We offer ongoing follow-up to support your progress, make adjustments when needed, and celebrate your wins along the way.
• Tools & Resources for Learning: You’ll gain access to educational handouts, worksheets, budgeting tools, and more—so you can continue building your financial knowledge between sessions.
• Confidential & Respectful Environment: We provide a safe, welcoming space to talk openly about your financial situation—without judgment. Our counselors are here to listen, support, and empower.

Our coaching services are grounded in the belief that everyone deserves access to financial knowledge and tools that work. You don’t have to figure it out alone—we’re here to walk with you!

Practical Tools. Meaningful Learning. Community-Driven Growth.

CTLF offers a wide variety of programs, workshops, and events to support individuals and families on their journey toward financial confidence and long-term success. From hands-on classes to community-wide events, our services are designed to meet you where you are and help you grow.

Program Highlights:

• Empowered Auto Buyer Loan: Drive with confidence. Our Empowered Auto Buyer Loan program offers more than just financing—it includes educational support and coaching to help you navigate the car buying process, understand your credit, and make informed decisions about new or used vehicle purchases.

• Empowered Home Buyer Class: This 3-hour, non-certified workshop provides a clear and simple overview of the homebuying process. Learn about budgeting, credit, the lending process, and what to expect during homeownership—perfect for first-time buyers who want to feel more confident and informed.

• Indianpreneurship® by ONABEN: Explore entrepreneurship through a Native lens. Indianpreneurship® is a culturally relevant program that offers support with business planning, mentorship, and access to valuable tools for Native American entrepreneurs. Whether you’re starting up or scaling up, this program helps build sustainable Native-owned businesses.

• Building Native Communities – Financial Empowerment by Oweesta: This nationally recognized curriculum supports financial wellness and economic sovereignty in Native communities. We use this program to offer culturally grounded financial education and to support individuals, families, and community projects rooted in Native values.

• Monthly Business Development Workshops: Held on the 4th Tuesday of every month, these rotating workshops focus on a wide range of topics—marketing, business licenses, digital tools, pricing, operations, and more. Perfect for entrepreneurs and small business owners at any stage.

• Financial Freedom Fair: The Chehalis Tribe’s Financial Freedom Fair brought to you in partnership with CTLF, is a community event full of financial literacy and empowerment. Connect with financial service providers, attend interactive workshops, and get hands-on with tools to boost your financial confidence.